Home Mortgage Loans California

Loan Lenders in California

Mortgage loans California
Homebuyers looking for a home mortgage loan in California will have absolutely no trouble at all hunting down a mortgage company or broker.

When obtaining a mortgage, there are a few important factors to consider. Firstly, it is well worth your while shopping around as each company has different interest rates.

Mortgage Interest Rates

The interest rate will have a direct effect on the amount you will have to pay every month. Of course, the interest rates that are advertised by the mortgage companies are not always the rates that are offered, as it all depends on individual circumstances. Knowing this, it is useful to obtain quotations from several different mortgage lenders.

Once you have this information, you will be able to decide easily with company is the best for you. However, if money is not an issue, then you may want to consider other factors, like which company offers the best service to its customers. Bearing all this in mind, looking for a mortgage can be very daunting. Buying a house is of course one of the most stressful events we will encounter in our lifetime. It is therefore essential that you find a lender that fulfills all your requirements.

Of course, there are some homebuyers that have had a troubled financial history. If this is the case, there is no need to worry. It is possible to obtain a home mortgage loan in California, as there are lenders that deal with these kinds of borrowers.

You may have found a house that you wish to purchase, but can you afford it? The monthly mortgage premium is not based on the purchase price of the property alone, but also includes tax and insurance payments. All this should be taken into account before applying for a mortgage. Obtaining quotations should help you to decide if your income would be sufficient enough to cover your mortgage payments.

Some home buyers prefer to contact a mortgage broker, as they will be able to help you with the application process. However, if you want to go directly to a lender, then your next problem is getting started.

Californian Mortgage Providers
Below is a list of mortgage bankers and their contact details to get you started.


New Nationwide Mortgage Inc., 1547 Starr Drive, Suite G, Yuba City, CA

Phone: (888) 536-3717

Mission Hills Mortgage Bankers, 44300 Monterey Avenue, Palm Desert, CA

Phone: (760) 779-9629

National Trust Mortgage, 638 Wolfe Avenue, Turlock, CA

Phone: (209) 664-0816

Temecula Valley Bank NA, 1139 South Mission Road, Fallbrook, CA

Phone: (760) 728-7880

Thacher & Daughter Loans, 7144 Airway Avenue, Yucca Valley, CA

Phone: (760) 365-1100

North Coast Mortgage, 470 First Street, Sonoma, CA

Phone: (707) 939-2585

Trinity West Mortgage Inc, 844 Richland Road, Suite B, Yuba City, CA

Phone: (530) 790-6860

Great American Mortgage, Roseville, CA

Phone: (800) 324-3669

Guaranty Residential Lending, 822 Broadway, Sonoma, CA

Phone: 9707) 938-1120

Sterling capital Mortgage, Salinas, CA

Phone: (831) 464-4300

El Paseo Bank, 74175 El Paseo, Palm Desert, CA

Phone (760) 862-0099

Emortgages.com, 35 Maria Drive, Suite 850, Petaluma, CA

Phone: (707) 763-6290

Santa Cruz home Finance, 1535 Seabright Avenue, Santa Cruz, CA

Phone: (831) 425-1250

Stanford Mortgage, Sacramento, CA

Phone: (916) 715-9243

Golden Pacific Mortgage Company, 505 Merchant Street, Vacaville, CA

Phone (707) 455-7130

Seller’s Choice Discount Real Estate, 41-455 Cook Street, Palm Desert, CA

Phone: (760) 674-4525

The Mortgage House Inc., 28120 Jefferson Avenue, Temecula, CA

Phone: (800) 305-9731

Mortgage Choice, 28991 Old Town Front Street, Temecula, CA

Phone: (951) 587-6034

 

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